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As real estate professionals, opinions coming out of our mouths may be heard as facts going into our customers’ ears. When people lose money or their expectations are not met, they may blame the people who “told” them they would succeed. There is a great recent case that demonstrates this issue (okay, [...] What is it about solar water heaters that screams scam? I just read an article that many folks are buying solar water heaters (and other solar energy saving devices) from companies who are, allegedly, indicating their government rebate checks would arrive before payment was due. Unfortunately, many of these people were also convinced [...] Unlawful Inducements, according to Florida’s Department of Financial Services, are what exactly? DFS’ Proposed Rule includes the traditional “printing mailing labels for real estate brokers” and “paying for referror advertising,” but it also includes “charitable contributions on behalf of purchasers” and “entering into an affiliated business arrangement in an attempt to provide a kickback.” Hmm. I [...] Everyone knows that the fraud industry never seems to crash, it just morphs into different appearances. The traditional mortgage fraud, with loan applications containing false employment, income, and other information, and the artificially inflated appraisals fraud, were going strong for several years. Now that lenders are more cautious, and many potential buyers have poor credit, the latest fraud is on the individual. Not only [...] |
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