Prior Articles

National License, National Database, National Everything?

There has been discussion about a national driver’s license, a national license to practice law, a national database for IRS liens, a national database for all real property liens, and a national registry for all real property records. The Federal Reserve, in its proposal for a national lien registry, says its idea would make locally recorded information [...]

Power of Attorney

I’m sure most of you know about the changes to Florida’s power of attorney laws that went into effect on October 1, 2011. Please read CS/SB 670 for all of the changes and exceptions (e.g. powers granted by corporations).

While you are reading that bill, I want to point out a few changes [...]

New(er) HUD-1

ATTENTION! ATTENTION!

There is a proposed New(er) HUD-1! 

Actually, there are two proposed HUD-1s and YOU get to choose! Or at least you get to vote on which version you like and why. You may have heard that federal agencies were working to combine the Truth In Lending and Good Faith [...]

Solar Water Heaters

What is it about solar water heaters that screams scam? I just read an article that many folks are buying solar water heaters (and other solar energy saving devices) from companies who are, allegedly, indicating their government rebate checks would arrive before payment was due. Unfortunately, many of these people were also convinced [...]

The FLTA Represents All Of Us

Unlawful Inducements, according to Florida’s Department of Financial Services, are what exactly?  DFS’ Proposed Rule includes the traditional “printing mailing labels for real estate brokers” and “paying for referror advertising,” but it also includes “charitable contributions on behalf of purchasers” and “entering into an affiliated business arrangement in an attempt to provide a kickback.” Hmm. I [...]